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Fremdenverkehrsfinanzierung, geförderte
Die wichtigsten geforderten Kredite für den Fremdenverkehr in Österreich sind:
1. Investitionsförderungen der BÜRGES-Förderungsbank im Rahmen der Kleingewerbekreditaktion, der Gewerbestrukturverbesserungsaktion und der Existenzgründungsaktion
2. Fremdenverkehrs-Förderungsaktion des Bundesministeriums für wirtschaftliche Angelegenheiten für Erneuerungs-, Verpflegungs- und Erschließungs- sowie Entwicklungsvorhaben
3. ERP-Kredite für Fremdenverkehrswirtschaft für Investitionen in Beherbergungs- und Verpflegungsbetrieben, Schwimmbäder und Kurmittelhäuser
4. Prämienaktionen der BÜRGES für den Fremdenverkehr . Komfortzimmer und Sanitärräume, Jederzeit warme Küche, Sanitärräume auf Campingplätzen mit Gewährung von nach Investitionsvorhaben gestaffelten nicht rückzahlbaren Prämien

Komparativer Vorteil
Ein Begriff aus der Außenhandelstheorie: Schon Ricardo hat nachgewiesen, daß selbst dann, wenn ein Land bei allen Artikeln höhere Produktionskosten verzeichnet (also bei keinem Produkt einen absoluten Exportvorteil hat), die Arbeitsteilung diesem Land nützt, wenn es sich auf die Erzeugung jener Produkte konzentriert, bei denen sein Kostenanteil relativ am geringsten ist, es also zumindest einen komparativen Exportvorteil hat

Transferklausel
Vereinbarung in internationalen Schuldenabkommen, daß das Schuldnerland die Zahlungen unterbrechen kann, wenn aufgrund der Zahlungsbilanz der Transfer der fälligen Beträge erschwert oder nicht möglich ist

Transithandel
Warenhandel zwischen Partnern in zwei Ländern, der durch einen Händler in einem dritten Land vermittelt wird

Hypothek
griech. = Unterpfand; Pfandrecht an einem bebauten oder unbebauten Grundstück zur Sicherung einer Forderung;
erstrangige, im Grundbuch an erster Stelle stehend; erst nach Befriedigung dieses Hypothekarschuldners werden die nachrangigen Hypotheken berücksichtigt

Hypothekardarlehen
grundbücherlich sichergestelltes, langfristiges Darlehen; zur Finanzierung von Liegenschaftskäufen, Um- und Neubauten, Maschinen und sonstigen Investitionen. Die Rückzahlung erfolgt in gleichbleibenden Annuitäten. Die Darlehenshöhe richtet sich nach dem Schätzwert des Objektes

Interessante Urteile: Vorfälligkeitsentschädigung frei aushandelbar Grundsätzlich haben Kreditinstitute bei vorzeitig kündbaren Krediten ohne wirksame Vereinbarung keinen Anspruch auf Zahlung einer so genannten Vorfälligkeitsentschädigung bei vorzeitiger Rückzahlung eines noch nicht fälligen Darlehens. Entsprechende Klauseln in den Allgemeinen Bankbedingungen werden von den Gerichten in der Regel als unwirksam angesehen (OLG Köln, 1 U 101/99). Sieht der Kreditvetrag jedoch gar keine vorzeitige Rückzahlung des Darlehens vor, ist der Bankkunde auf das Entgegenkommen der Bank angewiesen, die ihre Zustimmung selbstverständlich von der Zahlung einer Vorfälligkeitsentschädigung abhängig machen wird. Die Höhe unterliegt der Vertragsfreiheit der Parteien. Daher sind die Gerichte nicht befugt, die Angemessenheit des Betrags zu prüfen. Die Grenze liegt jedoch dort, wo die Höhe der verlangten Entschädigung gegen die guten Sitten verstößt. Der Bundesgerichtshof ließ im konkreten Fall bei einem Restkredit von 10,22 Mio. EUR eine Vorfälligkeitsentschädigung von 436.000 EUR unbeanstandet. Urteil des BGH vom 06.05.2003 XI ZR 226/02

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Schufafreie Kredite
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum