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festverzinslich
bezieht sich auf die Verzinsung von Wertpapieren. Festverzinsliche Wertpapiere (Anleihen, Pfandbriefe und Kommunalbriefe) bringen jährlich gleichbleibende Zinsen

Finanzanalyse
Untersuchung der verschiedenen Anlagemöglichkeiten auf Gewinnaussichten und Risiko

Finanzausgleich
Dem föderativen Staatsaufbau (Bund, Länder, Gemeinden) entspricht es, daß die nachgeordneten Gebietskörperschaften nicht Bedarfszuweisungen aus dem zentral eingehobenen Steueraufkommen erhalten, sondern daß im Wege eines periodisch neu ausgehandelten Finanzausgleiches prozentuelle Ertragsanteile der Länder und der Gemeinden an (vom Bund eingehoben) gemeinsamen Abgaben vereinbart werden
Kostgeschäft
Siehe Reportgeschäft (Termingeschäfte)!

Kotierung
Zulassung eines Wertpapieres oder einer vertretbaren Ware zum offiziellen Handel an der Börse

Kraftloserklärung
gesetzlich vorgeschriebenes Verfahren beim Verlust von Wertpapieren, Sparbüchern, Wechseln etc.
Treuhandgeschäfte
Transaktionen, die der Treuhänder, oft ein Geldinstitut, in seinem eigenen Namen, aber im Auftrag und für Rechnung und Gefahr des Treugebers abwickelt

Treuhandkredit
Kredit, der von einem Geldinstitut als Treuhänder an einen Dritten weitergeleitet wird

Troy-Unze
Gewichtseinheit für Edelmetalle = 31,1035 9

Trust
1. Stiftung nach angelsächsischem Recht
2. Konzern mit Marktbeherrschung
Überzeichnung
die den im vorhinein festgelegten Betrag übersteigenden Zeichnungen bei einer Emission

Überziehungskredit
formloser Kredit, der auf dem Konto eingeräumt wird

Ultimo
letzter Tag bzw. Börsentag eines Monats im Geld- und Börsenverkehr
Interessante Gerrichturteile. Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei Guthabenkonten darf keine Schufa-Auskunft eingeholt werden Bei den Schuldnerberatungsstellen der Städte und Landratsämter sowie der Verbraucherzentrale Baden-Württemberg nehmen die Beschwerden überschuldeter Bürger zu, denen die Eröffnung eines Girokontos auf Guthabenbasis verweigert wird. Obwohl es bei einem Konto, das nicht überzogen werden kann nicht erforderlich ist, verlangen Banken immer wieder die Unterzeichnung der sogenannten SCHUFA-Klausel. Die Einrichtung einer Kontoverbindung wird dann nach Überprüfung der SCHUFA-Daten abgelehnt.Bei einem Konto auf Guthabenbasis besteht auch kein Kreditrisiko für die Bank. Die Einholung einer SCHUFA-Auskunft für solche Konten verstößt gegen datenschutzrechtliche Vorschriften. Auch der Zentrale Kreditausschuss (der Zusammenschluss der Verbände der deutschen Kreditwirtschaft) hat gegenüber den Datenschutzaufsichtsbehörden der Länder vor kurzem nochmals bestätigt, dass bei Konten auf Guthabenbasis seitens der Banken nicht vorgesehen sei, die SCHUFA-Klausel unterschreiben zu lassen. Verbraucher, die lediglich ein Guthabenkonto wollen und deren Bank die Einwilligung zur SCHUFA verlangt, sollen sich ihre datenschutzrechtliche Beschwerde an die zuständige Aufsichtsbehörde richten oder sich an die Verbraucherzentrale wenden.

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa 
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  Ratenkredit
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Kredit ohne Schufa

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Kartenlegen per Telefon
Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum