Krankenversicherung

Lebensversicherung

Pflegeversicherung

Rentenversicherung

Haftpflichtversicherung

Beamtendarlehen

Finanzierung

Finanzierungen

Hausratversicherung  
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for
Abkürzung für free on rail, Warenpreis einschließlich Transportkosten bis zur Abfertigung auf den Bahnwagen

Force Majeure
vis major, höhere Gewalt

Forderungspapiere
Wertpapiere, in denen Forderungsrechte verbrieft sind, wie Schuldverschreibungen, Wechsel, Schecks. Gegensatz = Mitgliedschaftspapiere, wie Aktien

Kommunaldarlehen
Darlehen an Gemeinden und an in kommunalem Eigentum stehende Unternehmen zur langfristigen Finanzierung, insbesondere von Infrastrukturinvestitionen, wie Schulen, Krankenhäuser, Wasserversorgungsanlagen usw.; Kommunaldarlehen dienen zur Deckung von Kommunalbriefen (Kommunalschuldverschreibungen)

Trassant
Aussteller eines gezogenen Wechsels

Trassat
Bezogener oder Akzeptant eines Wechsels

Tratte
Begriff aus dem Italienischen; gezogener, nicht akzeptierter Wechsel. Gegensatz = Rimesse

Traveller-Scheck
engl.: traveller's cheque. Siehe Reisescheck!

Travel & Entertainment Card (T & E-Karte)
Bezeichnung für Kreditkarten, wie American Express,Diners Club, Eurocard, Visa

Hypothek
griech. = Unterpfand; Pfandrecht an einem bebauten oder unbebauten Grundstück zur Sicherung einer Forderung;
erstrangige, im Grundbuch an erster Stelle stehend; erst nach Befriedigung dieses Hypothekarschuldners werden die nachrangigen Hypotheken berücksichtigt

Hypothekardarlehen
grundbücherlich sichergestelltes, langfristiges Darlehen; zur Finanzierung von Liegenschaftskäufen, Um- und Neubauten, Maschinen und sonstigen Investitionen. Die Rückzahlung erfolgt in gleichbleibenden Annuitäten. Die Darlehenshöhe richtet sich nach dem Schätzwert des Objektes

Interessante Urteile: Zulässige Pfändung in die offene Kreditlinie Der Bundesgerichtshof hat entschieden, dass die Pfändung von Ansprüchen eines Bankkunden aus einem vertraglich vereinbarten Dispositionskredit zulässig ist. Das zuständige Finanzamt hatte sämtliche Ansprüche eines Steuerschuldners gegen dessen Bank gepfändet. Diese hatte auch nach der Pfändung, obwohl das Girokonto ihres Kunden kein Guthaben auswies, auf Grund eines vertraglich vereinbarten Dispositionskredits Barauszahlungen an den Vollstreckungsschuldner vorgenommen und Überweisungen für ihn ausgeführt. Das Finanzamt verlangte diese Geldbeträge in Höhe der noch offenen Steuerforderungen von der Bank heraus. Die Karlsruher Richter erklärten eine derartige Pfändung in die offene Kreditlinie mit folgender Begründung für zulässig: Mit dem Abruf des vereinbarten Kredits in Form eines Überweisungsauftrags oder eines Barauszahlungsverlangens entsteht ein Rechtsanspruch auf Auszahlung des Darlehens, der wie jede andere Forderung - auch im Voraus - pfändbar ist. Es ist dem Schuldner nach erfolgter Pfändung nicht erlaubt, einen Teil seines Vermögens der Zwangsvollstreckung zu entziehen. Danach hat die Bank die an den Schuldner bzw. an Dritte ausbezahlten Beträge dem pfändenden Finanzamt zu erstatten. Der Bundesgerichtshof wies im Übrigen noch darauf hin, dass ein Anspruch auf Kredit nur dann besteht pfändbar ist, wenn der Dispositionskredit ausdrücklich mit dem Bankkunden vereinbart wurde. Der Anspruch ist daher nicht pfändbar, wenn die Überziehung von der Bank nur stillschweigend geduldet wurde. Urteil des BGH vom 29.03.2001IX ZR 34/00Pressemitteilung des BGH Nr. 22/2001ZIP 2001, 825Der Betrieb 2001, 1085

Schulden Hilfe : Schuldenregulierung - Finanzsanierung


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  Kredite ohne Schufa
 
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  Ratenkredit

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Kredit ohne Schufa

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Kartenlegen per Telefon

Kartenlegen mit Beatrice - Zukunft - Vergangenheit -Gegenwart
Esoterik und Kartenlegen online
Treffsichere Aussagen - Beruf-Partnerschaft etc.

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Kredit ohne Schufa

Beamtendarlehen mit Top Konditionen

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Impressum